
When you’re considering a money-making apps, the sheer number of options can be overwhelming. While starting an online business sounds appealing, it’s often not practical if you need to make money quickly and have a busy schedule.
Fortunately, your next money-making idea could be right at your fingertips. There are several apps that pay real money and offer free gift cards, allowing you to start earning today.
While these apps might not drastically increase your monthly income, combining a few can definitely make a positive impact on your finances.
What Are Money-Making Apps?
Money-making apps are applications you can download on your phone or tablet. They offer rewards, like cash or gift cards, when you complete certain activities. These activities can include taking surveys, watching videos, playing games, or even walking. The main idea is to let users earn small amounts of money during their free time.
Types of Money-Making Apps
- Survey and Opinion Apps: These apps ask users to answer questions about products or services. Companies use this information to improve their offerings. In return, users earn points that can be exchanged for cash or gift cards.
- Cashback and Shopping Apps: When users shop through these apps, they get a percentage of their spending back as cash or rewards. This encourages more shopping through the app.
- Task-Based Apps: These apps pay users to complete small jobs, like testing other apps, taking photos, or writing reviews.
- Fitness and Health Apps: Some apps reward users for healthy activities, like walking or exercising, by giving points that can be redeemed for rewards.
- Game Apps: Users can earn rewards by playing games, reaching certain levels, or achieving high scores.
Popular Money-Making Apps
Here are some well-known apps that help users earn rewards:
1. Freecash
Freecash is a top-rated app that pays real cash for completing various tasks. With Freecash, you can earn money by:
- Playing games
- Taking surveys
- Making deposits
- Signing up for apps
- Making purchases
The app is free to use, and once you sign up with your email, you can browse thousands of offers and use filters to find the ones that interest you most. Freecash claims that most users cash out for the first time within just 17 minutes.
Before choosing an offer, you can see the earning potential and its popularity rating based on how many people have completed it. When you’re ready to cash out, you can choose between PayPal, gift cards, bank transfers, or cryptocurrency, making Freecash one of our top picks for flexible earning.
2. Rakuten
Rakuten, formerly known as eBates, is renowned for its money-saving browser extension, but its app offers the same great cashback rewards. With the Rakuten app, you can shop online and earn cashback at thousands of retailers. Additional perks include:
- Earning cashback on Lyft rides
- In-store cashback opportunities
- Getting 5% cashback at thousands of restaurants
Rakuten’s app also features mobile coupons to help you save even more. Any cashback you earn is deposited into your Rakuten account, and you’ll receive payouts quarterly via check or PayPal, as long as you have at least $5 in your balance.
3. HealthyWage
HealthyWage is a unique app that pays you for betting on your own weight loss goals. If you need extra motivation to get in shape, HealthyWage could be the perfect solution.
Making money with HealthyWage involves four simple steps:
- Calculate Prize: Use HealthyWage’s calculator to set your weight loss goal, time frame, and financial bet. You can earn more by losing more weight and betting more on yourself. A $100 bet and 10% weight loss goal are the minimum requirements, and you have between six and 18 months to reach your goal.
- Place Bet: Enter your payment information to lock in your goal and bet.
- Verify Weight: Use the HealthyWage app to submit a weigh-in video that verifies your starting weight.
- Lose Weight: If you reach your weight loss goal within the specified time frame, you win your initial bet plus interest. Submit a final video as proof of your weight loss to claim your prize.
Factors such as your height, gender, starting weight, and age influence how much you can earn. Many challenges offer around 7% interest or more, potentially leading to a few hundred dollars in winnings over the course of the challenge.
If you’re on a tight budget, consider whether this investment is right for you. However, if you’re up for a fun, lucrative challenge that promotes a healthier lifestyle, HealthyWage is a great option.
4. Field Agent
For a more traditional mystery shopping experience, Field Agent is the go-to app. With over 1 million secret shoppers across seven countries, Field Agent is extremely popular.
The app makes finding mystery shopping gigs simple by displaying available tasks in your area, along with instructions and payment details. Common Field Agent tasks include:
- Mystery Shopping: Visit stores, check product availability, and rate customer service.
- Store Audits: Take photos of displays and products on shelves.
- Buy and Try: Get paid to purchase a product or visit a restaurant and provide feedback.
Most gigs pay a few dollars, and Field Agent doesn’t have a minimum payment threshold. Payments are made via direct deposit or PayPal.
How Do These Apps Make Money?
While users earn small rewards, the companies behind these apps make money in several ways:
- Advertising: Companies pay the app to show their ads to users.
- Market Research: Businesses pay for user opinions to improve their products.
- Affiliate Marketing: Apps earn a commission when users purchase products through their links.
Things to Consider When Using Money-Making Apps
- Time vs. Reward: The tasks usually offer small rewards. It’s important to decide if the time spent is worth the money earned.
- Privacy: Some apps may ask for personal information. Always read the privacy policy to understand how your data will be used.
- Legitimacy: Not all apps are trustworthy. Before using an app, check reviews and ratings to ensure it’s legitimate.
- Payment Methods: Different apps offer various ways to receive payments, like PayPal, gift cards, or bank transfers. Choose apps that provide payment methods you can use.
Conclusion
Money-making apps can be a fun way to earn a little extra during your free time. However, it’s important to use them wisely, understand how they work, and be aware of the potential risks. Always research an app before downloading, and remember that while these apps can provide some extra income, they are unlikely to replace a full-time job.