Top 51 Money-Making Apps You Need to Try

by Nur Alam
money making appMake Money

$5 Signup Bonus

  • Get paid to take surveys, play video games, watch videos
  • Cash out to PayPal or gift cards

Who wouldn’t want a little extra cash?

With so many money-making apps out there, finding the best ones can be tricky. Whether you’re looking for a fun way to earn, a profitable side hustle, or a flexible gig, there’s an app for that!

From delivering and shopping to earning rewards or selling your stuff, the possibilities are endless. No matter your skills or interests, this list of 50+ legit apps will help you turn your time into money.

Here are the top money-making apps of 2025:

  1. Fundrise to invest in real estate
  2. Robinhood for commission-free trading
  3. Blackout Bingo for playing bingo
  4. Swagbucks for online surveys and $10 bonus 💰
  5. Stash to invest automatically
  6. InboxDollars for reading emails, playing games and more
  7. Upside pays at the gas station
  8. Ibotta for cash back shopping 💰
  9. Acorns for investing spare change
  10. Shopkick for shopping rewards

Best Apps That Pay You Real Money

Narrow down your by thinking about what you enjoy, how much free time you have, and how fast you want to get paid. Keep reading to explore the pros and cons of each app.

Already have a side hustle in mind? Jump into one of the categories below and start making (or saving) money today!

  • Survey Apps
  • Cash Back Apps
  • Game Apps
  • Investing Apps
  • Delivery Driver Apps
  • Automatic Savings Apps
  • Selling Apps

1. Fundrise – Make Money with Real Estate

Think real estate investing is only for the wealthy? Think again.

With just $10, Fundrise lets you dip into the real estate market without the hassle of buying property. This platform allows you to passively earn through quarterly rental income and potential profits when properties are sold—no landlord duties required

Pros:

  • Get paid quarterly dividends
  • Passive investing

Cons:

  • $10 minimum to start
  • Investment isn’t liquid

2. Robinhood – Get a Free Stock

How many times have you said, “I’ll start investing someday”—only for that day to never come?

Well, today is the day. Meet Robinhood, the app that makes investing effortless. With as little as $1, you can own shares of companies like Apple, Amazon, and Tesla—no account fees, no commissions, no barriers.

Instead of spending that extra cash on a coffee, why not put it toward your future? Even a few dollars a week can grow into something meaningful over time.

Bonus: Sign up now, and you’ll get a free stock worth between $5 and $200. Grab yours below!

Pros:

  • Commission-free trades
  • No investment minimum

Cons:

  • Limited research and tools
  • No mutual funds or bonds

3. Blackout Bingo – Win Money Playing Bingo

Turn your gaming skills into real cash with Blackout Bingo, one of the top-rated bingo apps you can play for free.

Unlike traditional bingo, this app lets you compete in skill-based cash matches for real money—winnings can range from $1 to over $400.

No deposit? No problem. Start by collecting Z coins (the in-game currency) to enter matches without spending a cent. When you’re ready to take it up a notch, you can deposit as little as $10 to join higher-stakes games with small entry fees and bigger prize pools.

Pros:

  • No minimum cash out
  • Enter cash games for as little as $0.60

Cons:

  • Long cash withdrawal time
  • Small fee if inactive for 6 months

4. Swagbucks – $10 Sign Up Bonus

We all scroll through our phones during commercial breaks—why not turn that time into extra cash with Swagbucks?

Swagbucks rewards you for simple tasks like watching videos, taking surveys, and even browsing with their extension. Spend just 15-30 minutes a day, and you could pocket around $2 – $5 effortlessly.

With over 15 years in the game and $700 million paid out, Swagbucks stands out as one of the most trusted rewards platforms. It’s easy, legit, and a simple way to earn on the side.

Pros:

  • Completely free to use
  • More ways to make money than other survey sites

Cons:

  • Restrictions for earning sign up bonus
  • Points accrue slowly

5. Stash – Invest Automatically

Want to invest but don’t know where to start? Stash makes it simple for beginners to grow their money at their own pace.

With just a small deposit, you get personalized recommendations on stocks, ETFs, and even crypto—tailored to your goals and risk level.

Prefer a hands-off approach? No problem. Stash’s automated investing builds and manages a diversified portfolio for you, so you can grow your wealth without the stress.

Pros:

  • Has an automated investing feature
  • Provides guidance on what to invest

Cons:

  • Fees are high for small balances

6. InboxDollars – $5 Sign Up Bonus

Join InboxDollars and start earning cash for simple everyday activities like taking surveys, watching videos, and reading emails.

New members get a $5 bonus just for signing up! Surveys typically pay between $0.50 and $5 and take around 10 minutes to complete.

Unlike many rewards platforms that use confusing points systems, InboxDollars pays you in straight-up cash, so you always know exactly what you’re making.

Pros:

  • Earn real cash (not points)
  • Legit company

Cons:

  • Physical payouts (like a check) charge $3 fee
  • Must earn at least $30 to cash out

7. Upside – Gas Station Rewards

Feeling the pain at the pump? Upside helps you earn cash back every time you fill up at major gas stations like Exxon, Chevron, Mobil, and Valero.

Using location tracking, Upside finds nearby stations offering the best cash-back deals—saving you up to 25 cents per gallon. That’s $2.50 to $4.00 back per fill-up—a no-brainer when gas prices are high.

And it’s not just for fuel! You can also score up to 35% cash back at restaurants and 15% back on groceries, turning everyday spending into real savings.

Pros:

  • $1 minimum to cash out
  • App displays local prices and cash back offerings

Cons:

  • Must pay with credit or debit card to work
  • Not available everywhere in the U.S.

8. Ibotta – Cash Back Rewards

Ditch the paper coupons—Ibotta gives you cash back on everyday shopping, both online and in-store.

Some savvy shoppers have even earned over $1,000 just by using the app. If you’re going to try a cash-back app, this one’s worth it.

Once you hit $20 in earnings (which happens fast), you can cash out directly to your bank account—no confusing points system involved. Plus, with 1,000+ partnered retailers, active users can rake in up to $100 per month just by shopping as usual.

Pros:

  • Free to use

Cons:

  • Have to manually add offers to your account
  • $20 needed to cash out (some gift cards require $25)

9. Acorns – Invest Spare Change

Acorns is a great choice for anyone new to investing. It automatically rounds up your everyday purchases made with a debit or credit card and invests the extra change into a diversified portfolio.

But that’s not all—Acorns also provides valuable insights into your spending and saving patterns, helping you improve your financial well-being while you grow your investments effortlessly.

Pros:

  • No minimum to open account
  • Cash-back and checking account programs

Cons:

  • No tax benefits
  • Not worth it if you have a small balance

10. Shopkick – Get Rewarded for Shopping

Turn your shopping trips into rewards with Shopkick, the app that makes every store visit pay off.

Earn kicks by simply walking into stores, scanning product barcodes, and yes, even making purchases.

It’s easy to rack up rewards: 250 kicks = $1. Just walking into a store can earn you 50-100 kicks, while scanning a receipt might get you 250-700 kicks.

Redeem your kicks for cash, gift cards, or treats from popular retailers like Target, Amazon, Best Buy, Walmart, and Starbucks—perfect for fueling your next shopping spree or your daily coffee run.

Pros:

  • No fees
  • Option not to share your personal info

Cons:

  • Must turn on phone’s GPS to get in-store ‘kicks’
  • Must upload receipts or link a card to get credits
  • No cash rewards, only gift cards

11. Foap – Get Paid for Your Smartphone Photos

Got an eye for great photos? Foap lets you turn your smartphone snapshots into cash.

Upload your best shots to the app, and major companies like Bank of America or Getty Images may pay you around $5 for each one. High-quality, well-lit images (think scenic stock photos) tend to earn the most.

Want to make even more? Join Foap Missions, where companies request specific types of images. These missions can pay anywhere from $100 to $500—a great way to cash in on your photography skills.

Pros:

  • Easy and free to use
  • Potential for high payouts

Cons:

  • Can take a while to sell a photo

12. S’more – Lock Screen Rewards

Looking for a hands-off way to make money? The S’more app rewards you every time you unlock your phone.

The app shows ads and content on your lock screen, and each time you unlock it, you earn points that can be cashed in for gift cards. Since most people unlock their phones nearly 100 times a day, the points add up quickly.

While the earnings are modest—around $5 to $10 per month—it’s still an easy, passive way to make some extra cash with zero effort.

Pros:

  • Free to sign up and use
  • Get paid every day just by unlocking your phone
  • More ways to earn points ( play games, download apps, complete offers)
  • 25 point bonus for every referral

Cons:

  • Earnings are low
  • Some privacy concerns about sharing your lock screen

13. Field Agent – Go to Stores

Next time you’re at TargetCVS, or Kohl’s, make your shopping trip even more rewarding with the Field Agent app.

Complete simple in-store tasks like snapping photos of product displays, and get paid for your time. As you finish tasks, your profile score improves, unlocking access to higher-paying gigs.

You can earn anywhere from $3 to $15 per task—making it a great way to add a little extra cash to your errands.

Pros:

  • Earnings are fairly high
  • Receive cash within 1-2 days of requesting cash-out

Cons:

  • Going to stores can be time consuming
  • Might not offer tasks in your area

14. Google Opinion Rewards – Surveys for Cash

Google Opinion Rewards, created by Google, is a trustworthy way to earn money by sharing your thoughts on a variety of topics—everything from food and TV shows to travel and beyond.

Each survey rewards you with anywhere from $0.10 to $1.00, and if you stay consistent, those small amounts can add up over time.

Perfect for passing time in a checkout line or doctor’s office, the best part is that surveys come directly to you—no need to search for them.

Pros:

  • Free to sign up
  • Can also redeem rewards via Google Play store

Cons:

  • Survey credits expire after one year
  • Must complete survey within 24 hours of receiving a notification
  • Limited to surveys Google sends you

15. Instacart – Get Paid to Deliver Groceries

Instacart lets you turn grocery shopping into a money-making gig by shopping for others. With the rise of grocery delivery, this app is a reliable option for earning extra cash.

A typical Instacart shopper can make between $25 and $30 per order, with the potential to earn more depending on tips.

As a full-service shopper, you’re in charge of picking and delivering the orders. You’ll get paid after completing batches, plus enjoy the flexibility of working on your own schedule.

Pros:

  • Flexible hours
  • Alcohol delivery earns bigger tips

Cons:

  • Wear & tear on your car
  • App defaults to low tips

16. Decluttr – Earn Money for Old Tech

Got clutter piling up at home? Instead of just donating it, turn your unwanted items into cash with Decluttr.

Decluttr boasts that they pay up to 33% more than other resale apps, and they’ve already paid out over $300 million to users. Plus, they handle the shipping costs and send your payment within 24 hours of receiving your items. It’s a quick and easy way to declutter and earn!

Pros:

  • Offers a mobile app
  • Accepts a wide variety of items

Cons:

  • Prices are typically lower than eBay
  • May reject some items

Selling clutter for cash is a great way to kill two birds with one stone. These apps make it easy to list your items for free, and sell locally or nationally.

Best Money Making Apps for Selling Stuff

  1. BookScouter
  2. Decluttr
  3. VarageSale
  4. Mercari
  5. OfferUp

17. BookScouter – Sell Your Textbooks

Got old textbooks collecting dust? Turn them into cash with BookScouter.

Simply enter the ISBN on their site, and you’ll get an instant quote. With comparisons from over 40 resale sites, you’re guaranteed the best price for your books.

Once you find a buyer, BookScouter makes it even easier by providing a free shipping label to send your books off. It’s a hassle-free way to declutter and earn some extra money.

Pros:

  • Offers better prices than other sites
  • Offers a mobile app

Cons:

  • Might not accept all books
  • Some older books sell at low prices

18. Lyft – Earn Hourly Rate + Tips

If you’ve had a less-than-ideal Lyft ride, you probably know exactly what not to do when you’re behind the wheel.

Lyft offers competitive pay for drivers and even has special programs for those without a car, making it an accessible and reliable way to earn money.

On average, Lyft drivers can make $15 to $20 per hour. To get started, all you need is a valid driver’s license, proof of insurance, and car registration. It’s a simple, flexible way to start earning cash on your own schedule.

Pros:

  • Set your own schedule
  • Earn hourly rate + tips

Cons:

  • Wear & tear on your car
  • Riders can rate you however they want

19. Rakuten – $10 Sign Up Bonus

A common hassle with cash-back apps is hunting down offers, but with Rakuten, the coupon codes are automatically applied for you.

Earn 1% to 20% cash back whether you’re shopping in-store or online. Some brands even offer flat cash rewards (like $15) when you shop through Rakuten.

Forget about managing coupons or points—just shop through the Rakuten platform, and your cash back will be automatically credited. Payments are sent quarterly via PayPal or check, making it easy to get rewarded.

Pros:

Cons:

  • Must wait for quarterly payment
  • Some deals are category specific, not storewide

20. TaskRabbit – Earn by Lending a Hand

If you enjoy hands-on work or want to spend more time outdoors, TaskRabbit is a gig app worth exploring.

Sign up, list your services (anything from moving furniture to yard work), and connect with local clients who need help. On average, Taskers earn between $32 and $35 per hour, making it a great way to make money while staying active.

Pros:

  • Set your own rates and keep 100% of tips
  • Great for skilled taskers, but good for everyday helpers too

Cons:

  • Requires a background check & screening process
  • Earnings vary widely, depending on what you offer

21. Capital One Price Protection – Get Refunds on Past Purchases

This app lets you earn cash back on purchases you’ve already made—without lifting a finger. Here’s how it works:

Previously known as ParibusCapital One Shopping Price Protection connects to your email inbox, scans your online shopping receipts, and alerts you if an item you’ve bought recently dropped in price. If it has, they handle the claim process and secure a refund for the difference.

It even works with Amazon, helping you get a refund for shipping fees if your order is delayed. On average, users get back $60 to $100 per year—easy money for things you’ve already purchased.

Pros:

  • Earnings are passive
  • Works with 25+ major retailers

Cons:

  • Must give Capital One Price Protection access to your email
  • Doesn’t work with some small retailers
  • Refunds are not guaranteed

22. OfferUp – Connect with Buyers Locally

OfferUp is your online garage sale, minus the hassle of permits and signs. You can sell items for local pickup (great for large things like furniture) or opt to ship them if you prefer.

Got something damaged? No problem—OfferUp lets you sell items for parts too.

Selling on the app is free, but for a small fee, you can bump up your listing to the top, helping it catch the eye of more potential buyers.

Pros:

  • Free to sign up
  • Listing items is easy and quick

Cons:

  • Some have had issues with dishonest buyers
  • Customer service could be better

23. Poshmark – Your Fashion Marketplace

Poshmark lets you turn your unwanted clothes, handbags, shoes, jewelry, and accessories into cash.

Simply snap photos of your items, set a price, and wait for buyers to reach out. Many new sellers report earning between $100 and $200 in their first few months.

For even bigger earnings, join Posh Parties—virtual events centered around specific themes (like plus-size fashion or summer accessories). These parties help give your listings extra visibility and increase your chances of making a sale.

Pros:

  • Good for selling more than just clothes
  • Easy and quick to list your items

Cons:

  • Fees cut into your profits if sale is less than $15

24. VarageSale – Sell to People in Your Local Community

Looking for a quick and simple way to declutter? VarageSale makes it easy to sell your unwanted items locally.

Download the app, get approved by community admins, set your price, and wait for buyers to reach out.

To increase your chances of selling, make sure your listing stands out. Include high-quality photos with proper lighting and a clear description, noting any imperfections or damage. The better your listing, the quicker it’ll sell!

Pros:

  • Safe transactions with verified buyers
  • User-friendly design
  • Free to list items
  • No shipping required

Cons:

  • You should still take the usual precautions when meeting buyers face-to-face

25. Upwork – Write, Code, Design for $$$

Many people have specialized skills that aren’t utilized in their full-time job. If you want to turn those talents into income, create a profile on Upwork and start offering your services.

Make sure to showcase your work and gather positive reviews to build credibility. When setting your rates, keep in mind that Upwork takes a 10% fee from your earnings, so factor that into your pricing.

Pros:

  • Set your own rate
  • Take on as much or as little work as you want

Cons:

  • May be initially difficult to attract clients
  • Clients can negotiate your rates down

26. Uber Eats – Earn Extra in “Surge Zones”

You’re probably familiar with Uber for its ride-sharing services, but in 2014, they expanded to food delivery with Uber Eats.

Given Uber’s large user base, Uber Eats quickly became a go-to for online food ordering, opening up even more earning potential for drivers.

Unlike other delivery services like Grubhub and DoorDash, Uber’s algorithm for calculating earnings is a bit more complex. It takes into account various factors beyond just time and distance. With Upfront Fares, you can see your potential earnings, along with the pick-up and drop-off locations, before you accept a ride or delivery.

Pros:

  • Consistent work available
  • Create your own schedule

Cons:

  • Earnings can fluctuate
  • Wear & tear on your car

27. DoorDash – Delivery App with the Most Customers

DoorDash is a food delivery service that connects hungry customers with local restaurants. As a Dasher, you have the flexibility to set your own schedule, choosing when and where to deliver.

With DoorDash, you’ll benefit from a large customer base, translating to more delivery opportunities and increased earnings. Plus, Dashers keep 100% of their tips—and providing excellent customer service can boost those tips even more.

Just keep in mind that earnings vary depending on factors like how many deliveries you complete, the time of day, your location, and expenses. Hourly pay is based on the average earnings per delivery, including peak pay, tips, and other bonuses, over a 90-day period.

Pros

  • More customers than other delivery apps
  • Decide when and where you want to deliver

Cons

  • Not everyone tips
  • Driving causes wear and tear on your car

28. Mercari- Sell Used Items

Mercari is a rapidly growing selling app that’s gaining a lot of attention. With over 50 million downloads in the US alone, there’s a massive audience of active buyers searching the platform daily.

Listing an item is simple and free—just upload photos, write a description, and wait for offers from potential buyers. Plus, the app helps you by showing recent sales from other users, giving you a better idea of what’s trending and what items people are looking to purchase.

Pros:

  • Free to list items
  • Payments process quickly

Cons:

  • Risk of working with dishonest buyers
  • Customer service could be better

29. Turo – Rent Out Your Car

If you own a functional car, you already have the perfect opportunity to make some extra cash—without even having to drive it. Turo, often dubbed the “Airbnb of car rentals,” allows you to rent out your vehicle when you’re not using it.

Just set your price per hour or day, and potential renters will contact you directly. According to Turo, users can earn around $400 to $500 a month by renting out their car.

You might also want to explore other platforms like HyreCarGetaround, and TravelCar for additional rental options.

Pros:

  • Can set hourly or per-day rates
  • Turo provides additional insurance

Cons:

  • Some risk in lending your car out

30. Survey Junkie – Free to Sign Up

Survey Junkie is a well-known player in the online survey world. Simply sign up and start completing surveys during your free time, whether on their website or mobile app.

Using the information from your profile, Survey Junkie matches you with surveys that are tailored to your qualifications. They even reward you with points for surveys you don’t qualify for, ensuring your time is always well spent.

Points earned can be redeemed for PayPal cash or gift cards to popular retailers. Most surveys take between 5 and 20 minutes and pay anywhere from $1 to $3.

Pros:

  • Adds new surveys daily
  • Little time commitment required

Cons:

  • Some personal info required for sign-up
  • Survey pools fill quickly

31. Capital One Shopping – Get Alerts on Shopping Deals

Capital One Shopping helps you save money by automatically searching for coupon codes at top retailers, whether you’re shopping online or in-store.

Best of all, it’s completely free to use. As you shop, you can earn Shopping Credits that can be redeemed for gift cards, essentially giving you free money to use for future purchases.

Pros:

  • Find deals with little to no effort
  • Free to sign up and use

Cons:

  • Will mostly show you deals from eBay

32. MyPoints – Get a $10 Bonus

The MyPoints app lets you earn up to 40% back on your purchases from partner retailers. Shop at stores like Home DepotTargetAmazon, and Macy’s, and collect points for every purchase you make.

Once you’ve earned enough points, you can redeem them for gift cards or transfer the funds directly to your PayPal account.

Pros:

  • Earn cash instantly
  • Redeem points for United Mileage Plus Miles and more

Cons:

  • Limit on how many points you can earn per day
  • Gift card values differ for each store

33. Rover – Pet-Sit for Cash

For pet enthusiasts, walking dogs can be a rewarding experience, and with Rover, you can get paid for your time with furry friends.

If you’re responsible and have experience with pets, Rover is a great way to turn your love for animals into cash. Simply create an account, showcase your qualifications and experience, and wait for pet owners to reach out.

Frequent users of Rover can earn up to $500 a month, making it a perfect side hustle for pet lovers.

Pros:

  • Can also pet-sit for extended periods
  • On-demand walking feature can be buggy

Cons:

  • May take a while to attract clients
  • You’re responsible if anything happens to the pet

34. Drop – Shop & Get Rewarded

Ever feel like you’re overpaying for everyday essentials? With Drop, you can turn those purchases into profits instead of letting big brands pocket it all.

Drop is a smarter version of cash-back apps. Simply link your most-used debit or credit card, select your top 5 favorite brands, and start shopping. Each time you make a purchase with those brands, you’ll earn points—1,000 points equals $1.

While the earnings come in gradually, you can boost your rewards by referring friends to Drop, making it a great way to stack up the savings over time.

Pros:

  • Earn for purchases you already make
  • Free to sign up

Cons:

  • Points may take a while to show up in account
  • Customer service could be better

35. M1 Finance – Invest with Zero Trading Commissions

For those seeking a more long-term investment strategy, M1 Finance provides a commission-free platform for automated investing. With just a $100 minimum deposit, you can explore a variety of options, including individual stocks, fractional shares, ETFs, and even retirement accounts—all without the burden of trading fees. It’s a simple, hands-off way to grow your wealth over time.

Pros:

  • Choose your own investments
  • Commission-free trades

Cons:

  • No human advisors
  • Not the best option for beginners

36. Pinecone Research – Test Products

Are you always on the lookout for the latest trends? Pinecone Research offers you the chance to earn money by testing products before they hit the market.

Though they open their doors to new members only a few times each year, once you’re in, you’ll receive survey opportunities tailored to your profile. Each completed survey rewards you with $3.

Pinecone Research offers flexible payment options, including cash, gift cards, sweepstakes entries, and exclusive merchandise.

Pros:

  • Multiple ways to earn money
  • Free to join

Cons:

  • Doesn’t accept new members often
  • Earnings build slowly

37. MobileXpression – Get Paid to Let This App Run

MobileXpression is a unique market research app that rewards you for simply keeping it running in the background of your phone.

The app tracks your internet browsing and phone usage for research purposes, but don’t worry—it won’t affect your phone’s performance.

In exchange, you earn gift cards to popular retailers. On average, users make around $5 a week just by having the app installed and running.

Pros:

  • Earn $5 Amazon gift card after your first week
  • Free to sign up

Cons:

  • Takes a lot of your phone’s battery
  • Customer service could be better

38. Toluna – Become an Influencer

Toluna makes it simple to earn by sharing your opinions.

By providing feedback to well-known companies like Kellogg’s, Coca-Cola, and Amazon, you can influence products and services. You can also take part in daily lotteries for extra chances to win.

Your rewards can be redeemed for gift cards, sweepstakes entries, and other prizes. While surveys generally pay between $0.05 and $1, they’re quick to complete—but be prepared for earnings to build up gradually.

Pros:

  • Free to join
  • Automatic entries into prize drawings

Cons:

  • Earnings can take a while to cash out
  • Must earn at least $30 to cash out

39. Webull – Invest and Get a Free Stock

Webull is a trading platform that allows you to buy and sell stocks, ETFs, and options without paying commissions or hefty fees. It’s a great option for those looking to start investing without the added cost.

Pros:

  • Commission-free trading
  • Offers app and full-feature desktop platform
  • Offers fractional shares

Cons:

  • Does not offer the in-depth analytics of larger brokers
  • No mutual funds or bonds
  • Not beginner-friendly

40. Airbnb – Earn Passive Income

Airbnb allows you to earn money by renting out your home, apartment, or even a single room to travelers. Simply list your property for free, upload high-quality photos, and set a competitive price, keeping in mind local attractions that may draw more guests.

Your earnings on Airbnb largely depend on your hosting skills. Offering thoughtful touches like complimentary coffee, toiletries, and excellent communication can help boost your reputation and lead to higher bookings, potentially earning you $50-$200 per night.

Pros:

  • Airbnb verifies guests to ensure your safety
  • ‘Superhosts’ will earn even more

Cons:

  • Host fees range from 14% to 20%
  • Guests can mistreat your space

41. Trim – Cut Bills and Fees

Did you forget to cancel that “free trial” before it turned into a paid subscription? Trim can help you spot and eliminate those unexpected charges.

By linking to your bank account, the app scans for subscriptions, allowing you to cancel them with a simple text. Additionally, Trim offers a Bill Negotiation tool, which promises to reduce some of your recurring bills by up to 30%—though keep in mind they take a small percentage of your savings.

Pros:

  • Free to sign up
  • Offers multiple services (catches fees, negotiates bills)

Cons:

  • Takes a cut of your bill savings
  • Must share some personal info

42. Sweatcoin – Turn Your Steps Into Coins

Sweatcoin is a popular fitness app that rewards you for staying active by converting your steps into virtual coins.

On average, users can earn about 20 coins a day, equivalent to $1. These coins can be redeemed for products or services in the Sweatcoin Marketplace, featuring a variety of partner brands.

In addition to earning coins through steps, Sweatcoin offers opportunities to boost your earnings by watching videos and referring friends to join the app.

Pros:

  • Add friends and family to your Sweatcoin
  • Earn bonus Sweatcoins by watching videos

Cons:

  • Daily & monthly limit on how much you can earn
  • Prizes limited and typically fitness related

43. Dosh – Earn Cashback Easily

Dosh simplifies cashback by linking your debit or credit card directly to its ‘Dosh Wallet’.

When you shop with any of their partner stores, you automatically earn between 5% to 10% cashback. It’s one of the most effortless ways to make money while shopping, as it requires no extra steps or codes.

Pros:

  • $10 for every referral who links a card
  • Earn cash back on hotel stays (must book via Dosh app)

Cons:

  • Some payouts take up to 90 days
  • Not all retailers participate

44. Ipoll – Win Money on “Missions”

With iPoll, you can make money by completing simple “Missions.” Just activate your phone’s GPS, visit designated stores, take photos of products, and more.

Unlike many apps, iPoll pays you directly in cash (not points). Once you accumulate $25, you can cash out through PayPal, redeem gift cards, or enter sweepstakes.

Pros:

  • Free to sign up
  • Multiple ways to earn cash, even passively

Cons:

  • May take several weeks to receive payment
  • Customer service response can be slow

45. 5miles – Hassle Free Selling

5miles streamlines the selling process, making it perfect for those who want a quick and easy way to offload their items.

While it may lack some of the extra features found on other platforms, 5miles connects you with pre-verified buyers within a 5-mile radius, ensuring a smooth and secure transaction. The app’s “Community” feature also allows you to post about local yard sales, pet adoptions, and offer services to your neighbors.

Pros:

  • Free to sign up
  • Buyers and sellers are vetted for trustworthiness

Cons:

  • Only useful for local transactions
  • Desktop version isn’t as good

46. Checkout 51 – $5 Bonus

Checkout 51 offers a convenient way to earn cashback on purchases you’ve already made, functioning like a retroactive coupon. Simply buy a qualifying product, submit proof of purchase, and you’ll receive a cashback reward.

The app is user-friendly and ideal for those who want to save money without the hassle of hunting down deals beforehand. Instead of offering a percentage of your purchase, you’ll receive a fixed reward ranging from $0.50 to $4.

Pros:

  • Offers change weekly
  • Shop in-store or online, even with coupons
  • Get paid via mailed check once you hit $20

Cons:

  • Offers available for one week only
  • Only one use per offer

47. Mistplay – Get Paid for Mobile Gaming

Mistplay bills itself as the ultimate loyalty program for mobile gamers.

Simply download the app, sign up, and explore a variety of games that qualify for rewards. As you play each game for a designated period, you’ll accumulate ‘units,’ which can be exchanged for gift cards from popular platforms like Amazon and Google Play. Many users report earning between $0.50 to $1 per hour of playtime.

Pros:

  • Free to sign up
  • User-friendly app
  • Perfect for people who love mobile gaming

Cons:

  • May take a while to earn a good amount

48. Healthywage – Get Fit

Achieving your fitness goals is a reward in itself, but if you want to make it even more motivating, HealthyWage offers cash prizes for reaching your targets.

Simply set a weight loss goal, place a bet, and use their calculator to estimate how much you could win. When you reach your goal, you’ll get the prize money. On average, people who succeed walk away with around $1,300.

Pros:

  • Reward is twofold: get healthy + earn money
  • Not a long-term solution

Cons:

  • Bet is required upfront
  • You must stay motivated to not lose your money

49. Gigwalk – In-Store “Gigs”

Join Gigwalker and get paid for completing straightforward tasks like visiting local stores, snapping photos, and doing some shopping.

With Gigwalker, you earn real cash for each gig you finish, and the payouts are generally higher than many other gig apps. Each task can earn you anywhere from $3 to $100.

If you’re not already planning to run errands, Gigwalker provides a great excuse to get out and explore your neighborhood while earning some extra cash along the way.

Pros:

  • Free to sign up
  • High earnings per ‘gig’

Cons:

  • Task approval time can be long
  • Some areas have fewer gigs available

50. Earny – Retroactive Price Drops

If you’ve ever regretted buying something only to see it go on sale right after, Earny is here to help.

This handy app automatically scans your recent purchases for price drops, files claims with retailers, and ensures you’re refunded the difference. Plus, if you activate Earny while shopping online, you can score up to 20% cash back.

Pros:

  • Also offers a browser extension for Chrome
  • Works with 5,000+ retailers

Cons:

  • Not free, $4.99/month
  • Must grant access to your email

51. Mobee – Earn Rewards While Shopping

Earn cash with Mobee by completing fun ‘mystery shopper’ tasks, such as picking up a coffee or testing a new product. Once you’ve finished the assignment, simply share your feedback through a quick survey.

Your points are then credited to your account, which you can later exchange for gift cards.

Pros:

  • Free to sign up
  • You can complete as many task as you want

Cons:

  • Missions are less in rural area
  • Limited earning opportunities
  • Risk of working for free if your missions was rejected
  • Points expire after six months of not using the app

Bottom Line

Sometimes, your paycheck just doesn’t stretch as far as you’d like. Luckily, making extra money from your smartphone is easier than ever—and you can do it while binge-watching Netflix or waiting in line at the store.

Think about your routine. Are you more likely to…

  • Dip your toes into investing?
  • Pick up a side gig?
  • Declutter and sell unwanted stuff?

No matter your preference, you can earn rewards, points, or cash simply by shopping online, filling out surveys, and more.

While these apps probably won’t replace your main income, every little bit adds up. And they offer easy, hassle-free ways to boost your bank balance during your free time.