Passive income apps allow you to make money with minimal effort. These apps provide ways to earn through tasks, investments, or automated processes. Below, you’ll find top passive income apps, their features, and how they work.
What Are Passive Income Apps?
Passive income apps are tools that help you generate income automatically or with limited involvement. They work through referrals, cashback, investments, or completing simple tasks.
Want to Make Extra Cash Now?
- Surveoo: Get paid up to $9 per survey, plus enjoy same-day payments via PayPal, Venmo, or check! Join Surveoo Today!
- Freecash: Earn money testing apps, playing games, and completing surveys. Up to $497.82 per offer! Start earning now!
- Rakuten: Shop at over 3,500 stores and enjoy up to 30% cash back, plus a $30 sign-up bonus*. Join now to start saving!
Best Passive Income Apps in 2025
- Honeygain
- Rakuten
- Acorns
- Sweatcoin
- Stash
#1 Honeygain
Honeygain lets you earn passive income by sharing your unused internet bandwidth. The app connects your device to a global network, where businesses utilize bandwidth for web intelligence services such as content delivery and price aggregation. It operates in the background without affecting your device’s performance. Honeygain ensures data security by encrypting all shared data, and it does not access personal information stored on your device.
- Earnings Potential: Earn up to $50 monthly based on data usage.
- Cross-Platform Support: Compatible with Windows, macOS, Linux, Android, and iOS.
- Referral Program: Get a 10% bonus on your referrals’ earnings.
- Data Encryption: Ensures privacy and safety.
- Flexible Payouts: Withdraw earnings through PayPal or Bitcoin.
Honeygain is perfect for users looking to monetize their unused data passively while maintaining device performance and privacy.
Join Honeygain here
#2 Rakuten
Rakuten is one of the most popular cashback apps, rewarding users for online and in-store purchases. It partners with over 3,500 retailers, including major brands like Walmart, Target, and Amazon. Rakuten’s browser extension notifies you of cashback opportunities while shopping online. Additionally, the mobile app helps you find exclusive deals, track your cashback, and access seasonal promotions.
- High Cashback Rates: Get up to 40% cashback during special promotions.
- Extensive Partner Network: Includes top retailers and travel services.
- Referral Bonuses: Earn bonuses for inviting friends who sign up and make purchases.
- Multiple Payout Options: Choose between PayPal, gift cards, or mailed checks.
- User-Friendly Design: Track earnings and payment history with ease.
Rakuten is ideal for frequent shoppers who want to save money while earning extra rewards from everyday spending.
Join Rakuten here
#3 Acorns
Acorns is an innovative micro-investing app that simplifies building wealth. It works by rounding up your everyday transactions to the nearest dollar and investing the spare change into diversified portfolios. Acorns offers customizable investment plans, ranging from conservative to aggressive, based on your financial goals. It also provides retirement savings options and financial education resources to help you grow your understanding of investing.
- Round-Up Technology: Automatically invests spare change from your linked cards.
- Customizable Portfolios: Choose risk levels that match your preferences.
- Retirement Accounts: Access tax-advantaged accounts like IRAs.
- Recurring Investments: Set daily, weekly, or monthly contributions.
- Learning Tools: Enhance your investment knowledge with in-app guides.
Acorns is perfect for beginners or anyone looking to start investing small amounts consistently and grow their wealth over time.
Join Acorns here
#4 Sweatcoin
Sweatcoin motivates you to stay active by rewarding you for walking or running. The app tracks your steps using your phone’s GPS and converts them into sweatcoins, which can be redeemed for various rewards. The marketplace offers gift cards, fitness gear, tech gadgets, and experiences. Sweatcoin also allows users to donate their earnings to charitable causes, promoting both health and generosity.
- Step-Based Rewards: Earn sweatcoins for every verified outdoor step.
- Marketplace Offers: Exchange coins for gift cards, gadgets, and more.
- Charity Donations: Support global causes using your sweatcoins.
- Premium Subscription: Increase earning potential and access exclusive deals.
- Health Integration: Tracks activity and encourages regular physical exercise.
Sweatcoin is great for individuals seeking a fun and rewarding way to maintain an active lifestyle while earning tangible benefits.
Join Sweatcoin here
#5 Stash
Stash is an investment app designed to help beginners build their portfolio with minimal effort. You can start investing with as little as $5, and the platform offers access to a wide range of stocks, ETFs, and bonds. Stash simplifies investment decisions with educational resources, pre-designed portfolios, and a Stock-Back® card, which rewards you with fractional shares when you spend.
- Low Investment Entry: Start investing with just $5.
- Educational Support: Learn investment basics and strategies through the app.
- Stock-Back® Rewards: Earn fractional shares on eligible purchases.
- Portfolio Customization: Select investments that align with your financial goals.
- Automatic Investments: Schedule regular contributions for consistent portfolio growth.
Stash is an excellent choice for anyone new to investing who wants to take control of their financial future with an easy-to-use platform.
Join Stash here
Conclusion
Passive income apps are an easy way to earn extra money. Choose apps based on your lifestyle, preferences, and earning goals. Start using these apps today to generate additional income without disrupting your daily routine.